Posts Tagged ‘Passwords’

PostHeaderIcon Are You Doing Enough To Prevent Identity Theft? « Anyone, Anywhere …

identitytheftHow safe is your identity? A study from Javelin Strategy & Research showed that more than 11 million adults were victimized by identity thieves in 2009. That’s a 12% increase from the previous year.

The report also revealed that identity theft was responsible for a $54 billion loss to Americans. Victims typically spend more than 21 hours attempting to resolve this crime. It’s become an epidemic – so what are you doing to prevent identity theft?

Frightening Statistics
According to The Identity Theft Resource Center (ITRC), most Americans are worried about identity theft. A recent ITRC study determined that 87% of the people they spoke to “expressed significant concern about having their credit card information stolen.” People seem to be thinking about identity theft, but they may not be doing much to avoid it.

The study showed that 58% of the people surveyed check out every URL they receive in an email before clicking. With the amount of SPAM these days, that number is surprisingly low. Even worse is the realization that only 35% of people change their passwords regularly. 23% said they always use credit cards with low limits to make purchases online. That may stop criminals from stealing large amounts of your money, but it doesn’t prevent identity theft.

Protect Yourself Online
It’s up to you to protect yourself from online identity theft. Phishing is one of the most common scams to watch for. Criminals send emails that appear to be from reputable companies, and ask you to click a link and log in to your account. If you click the link, you’ll be taken to a website that looks exactly like the real thing. It isn’t.

Another form of phishing is called Tabnabbing. This allows identity thieves to take control of an inactive browser window on your computer, and transform the screen to look like the login page for a site you probably use. Problem is, the site is a phony. Once you log in, the identity thieves have your user name and password.

The best way to avoid phishing scams is to always enter the full URL of any site you visit before logging in. Modern thieves are very clever, so no matter how careful you are there’s always a risk. Changing your password regularly can help prevent identity theft by cutting off a thief’s access to your personal account. Experts suggest using 12-character passwords that include letters, numbers and symbols.

More Ways To Avoid Identity Theft
Online identity theft is on the rise, but criminals still use tried and true methods to steal from you and ruin your credit. You must be vigilant.

Most victims of identity theft don’t know about it until after the fact. The longer it takes you to notice, the harder it is to clean up your credit rating and restore your good name. Check your credit report regularly – it’s the fastest way to discover and stop a blooming problem.

Thieves come after your money any way they can, so you must do everything possible to stop them. Always shred documents that contain bank account, credit card or other sensitive information. Run a Background Check with Criminal Records Report before dealing with anyone personally or professionally. Criminals often steal mail to look for pre-approved credit card offers, so if you don’t receive your bills on time, find out why.

So what are you doing to prevent identity theft? If you have any other suggestions, please leave us a comment to share your thoughts. Thank you for reading the PeopleFinders People Search blog.

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This entry was posted
on Tuesday, August 31st, 2010 at 4:18 pm and is filed under Crime Prevention, Identity Theft Protection.
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PostHeaderIcon How to Prevent and Detect Trojan Horses · Mcu Data Logger

Has your computer developed a mind of its own? Is your computer doing things such as the mouse moving on its own and the CD-ROM drawer moving on its own? You knew your computer was smart, but not smart, right? It is good to know that there are steps you can take to help prevent and detect Trojan Horses. Like the ancient Greek Trojan Horses that appeared as innocent, but were very destructive, computer Trojan Horses are malicious software that masquerade as something harmless, useful, and innocent. A Trojan horse in fact can allow a hacker to take full control of your computer. The hacker could actually have more control of your computer than you have. The cyber crook could even install a keystroke logger onto your computer, allowing them to see every keystroke you type. This malicious software could allow them to record your passwords, banking info, credit card number, and other personal information. This could enable the hacker to steal your identity and you could become yet another victim of identity theft, one of the fastest growing crimes in Canada and the USA.

Trojan Horses get into your system by pretending to be something good, useful, and innocent. This is very much like the ancient Greek Trojan Horse. Did you download an image or video file off of Usenet, a cool game or MP3 music file from a file sharing site such as Kazaa or Limewire? The file very well might be bundled with more than you bargained for – a Trojan Horse or other malicious software.

Trojan Horses are downright scary and a real threat to your Internet security and privacy. In fact, this malware could lead to you becoming a victim of identity theft. Ready to disconnect your Internet forever and throw your computer out the window? Well, don’t do that just yet. It is should be reassuring that there are things that we can do to help detect and remove Trojan Horses.

Probably the biggest line of defense for helping prevent having your computer infected with a Trojan Horse or other malicious software is being careful what you do online. Avoid using file sharing sites using the Gnutella network to download free movies, MP3 music files, etc. These sites are notorious for containing files infected with malware, including Trojan Horses. Use caution when downloading files off Usenet. Also, be careful what you freeware you download. That cool game could very well contain more than you bargained for – a Trojan Horse or other malicious software. Only download programs from reputable sources. Never accept programs transferred by instant messaging applications. Finally, never open an email attachment from someone you don’t know. In fact, never open an email attachment from even someone you know that is unfamiliar and/or unexpected, as their system could be infected with a Trojan Horse or other malware. Confirm that the sender did actually send you the email before opening.

If you have no other internet security software installed on your computer, ensure you have anti-virus software installed on your computer. Don’t forget to keep your anti-virus software up-to-date, as anti-virus software is only as good as the last update. It is good to know that most anti-virus software automatically updates. There is also free anti-virus software online to download. AVG offers free anti-virus software, also bundled with free anti-spyware software. In a recent report Maximum PC gave AVG Anti-virus Free a rating of “good”, 7/10.

Ensure that you have anti-spyware software installed on your computer. Maximum PC actually recommends you have Spybot Search & Destroy as well as two other anti-spyware programs installed on your computer. It is good to know that there are free anti-spyware programs, including Spybot Search & Destroy, to download online. Windows Vista actually includes Windows Defender, a free anti-spyware program.

Finally, be sure to keep your operating system up-to-date with the latest security patches, to help protect yourself from Trojan Horses and other malicious software. For the latest Windows updates go to http://update.microsoft.com.

By following these internet security tips you can indeed help prevent and detect Trojan Horses and other malicious software. When it comes to Trojan Horses and other malware, an ounce of prevention is indeed worth a pound of cure.

This entry was posted

on Friday, July 23rd, 2010 at 5:45 am and is filed under Data Logger Articles.
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PostHeaderIcon Stay Safer on Campus by Sharing Less of This

You can ensure you stay safer on campus just by sharing less personal information. This may seem impossible for college students with social media popularity continuing to rise.
What do you do?
It may seem difficult, but just by modifying your behavior a little bit, can go a long way to safeguarding yourself and your personal information from attack and identity theft.

Stop doing these things to minimize information sharing and your risk.
At a minimum, don’t:


  • Stop Using a Weak Password - with technology today, remembering passwords is no longer necessary

  • Stop Leaving Your Full Birth Date in Your Profile?- less information for the identity thieves to collect

  • Stop Overlooking Useful Privacy Controls?- Okay, my pet peeve, when people complaining about policies they haven’t read on a site they don’t understand. Go into your settings and familiarize yourself with every setting, if you’re not sure about a setting, turn it off until you are.

  • Stop Mentioning You’ll Be Away from Your Room/Town?- You might as well put your address in the announcement too and save the thief that extra minute it takes to look up your address.If you didn’t know about (http://pleaserobme.com/) you may want to check it out.

  • Don’t Enter Unsavory Chat Rooms

  • Don’t Respond to Attempts to Engage in Inappropriate Discussions

  • Never give out personal or contact information to a stranger (online or off)

If You’re the Parent, “Have the Talk”
Have the talk with your children about social media, what’s appropriate and what’s not. Review, supervise and stay on top of what your children are doing. Perpetrators prey in private.

Regardless, by sharing less personal information online, you minimize your risk of inviting unwelcome behavior directed at you. Just by shifting a few of your online habits, you can greatly minimize the chance of being a victim of crime on-campus (or off), online or off.

PostHeaderIcon Seven Tips to Avoid Identity Theft | The Antivirus Insider

According to the FBI identity theft is the fastest growing crime in the United States and is probably going to get worse as technology grows. Identity thieves rob more than 500,000 Americans every year. Your credit can be damaged, and fixing it can cost you hundreds of dollars and take hundreds of hours of your time. You might become a victim if you don’t take steps to protect yourself!

Here are seven ways you can reduce your risk of identity theft.

Guard Your Social Security Number

Your Social Security number is the key to your credit report and banking accounts – and is the prime target of criminals. Never print your Social Security number on checks. Don’t use them as passwords for your online accounts.

Monitor Your Credit Report

Your credit report contains your Social Security number and your present and past employers. With this information alone someone can often get credit in your name. For instance, store credit card applications usually just ask for your social security number, current address employer.

After applying for a loan, rental or anything else that requires a credit report request that your Social Security number be completely obliterated and your credit report be shredded. A lender or rental manager only needs to retain your name and credit score to justify their decision.

After you apply for store credit pull your credit report. Store employees have access to the applications which contain all the information they need to steal your credit!

Shred All Old Bank And Credit Statements And Write “Junk Mail” Across The Credit Card Offer Applications You Receive In The Mail Before Trashing Them

It is best to use a crosscut shredder for this. These shredders sometimes cost a few dollars more but they are better.

Better yet, apply for the LifeLock service. For just $10 a month they will see that you are removed from most junk mail lists so that you won’t get the “you’re pre-approved” applications in the mail any more.

Do Not Mail Bill Payments And Checks From Home

These can be easily stolen from your mailbox. Modern thieves have developed a method of washing them clean in chemicals and then putting any amount on them choose. Take them directly to the Post Office, mail them from your place of employment or drop them directly into a mailbox.

Always Check The Current Charges On Your Credit Card Statements Before Paying Them. Cancel Unused Credit Cards

It doesn’t hurt to have at least 3 credit cards for emergencies. Anything more than that is excessive and you should think about cancelling them. Cancel the newest ones first though, as credit history is important to your credit score so keeping older cards shows longevity and reflects better on your score.

Never Give Your Credit Card Number Or Personal Information Over The Phone

Unless you initiated the call and trust that business.

There are many other ways to protect yourself but the most important thing is to use common sense. Trust no one when it comes to your identity and keep yourself protected!

http://www.1-800BadCredit.com provides up-to-date information for people

with bad credit. Providing auto loans, mortgages and refinance options,

credit cards, credit counseling, personal loans, identity theft

protection and advice & tips on saving, budgeting and getting out of

debt. Founded by Dewey & Leslie Kearney who understand bad credit

because they’ve been there too!
Site dedicated to helping you find credit solutions

View full post on The Spam Solutions Blog

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PostHeaderIcon Identity Theft - Do Not Be the Next Victim!

Just because you do not use your credit card for online purchases means that you cannot be a victim of identity theft. It is something that can happen to anyone. Recent statistics show that there were 9.3 million Americans who became victims of identity fraud in 2004 alone. Of course, identity thieves uses a various methods to steal your identifying information like driver’s license numbers, social security card numbers, credit card numbers as well as passwords and PIN numbers.