Posts Tagged ‘Money’
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Your 5-Minute Guide to Protecting Your Identity
about 1 month ago - 2 comments
Thieves may sell your information on the black market or use it to obtain money, credit or even expensive medical procedures. Unless you’re vigilant in protecting your records, you’ll have to work even harder to repair the damage to your credit. The average victim spends 30 to 40 hours rectifying the problem.
MSN Money staff compiled 22 [...]
Prevent Identity Theft | Web Magazine Today
Is there a way to prevent identity theft? Every minute about 28 people become a new victim of identity theft. Pretty woman walking down the street, pretty woman… then, a man suddenly seizes her hand bag. The woman shouts and begs for help, but the man runs as fast as a horse until the woman does not even have a view of the man.
Would you like this to happen to you? Of course not. Everybody wants to preserve their property and their money because these are the fruits of their hard work. Stealing one’s property is a violation according to the law, much more stealing your personal identity.
Sometimes, it is more acceptable although it is also a crime when somebody has stolen your property. The worse thing happens when your privacy or your personal information is taken away from you by thieves.
Identity theft is a threat against your person. It uncovers everything about you to another person, who is a thief. Thus, knowing all the information about yourself will allow crooks to make transactions with other people using your identity. You will not only loose the money in your wallet but the entire property that you have in general.
However, do not worry a whole lot about identity theft because there are several ways for you to prevent identity theft. If only you will strictly follow these ways, you will be guaranteed with the security of your identity. Check this out!
1. Always keep your things in proper places and securely. – This is the basic thing that you should do. Never allow anybody to fix your wallet where your identification cards, bank accounts and other personal information are placed. Avoid trusting even the closest person to you. Study shows that almost 26 percent of the cases in identity theft, the victims knew who the perpetrators were.
2. Burn all the receipts, personal applications, bank statements and any other kind of forms before you discard them. This will help you to protect your financial data and status.
3. Don’t give personal information over the phone. Make sure the person calling reveals to you his real purpose for calling. But this is still not an assurance, it is better if you will see them personally before you give out information about yourself to know the real purpose.
4. Bring the ID that you need most for a particular transaction. Leave it at your house, if you do not need it at all. This is also one way of protecting yourself from identity theft.
5. Usually, when you make a bank transaction such as depositing or withdrawing, you fill in a form. It is better if you write the last four 4 digit of your bank account number. The teller will know the proper thing they are suppose to do.
6. Explore the net and learn the latest information about online identity theft. You also have a big concern about this since you make transactions through computers sometimes. Web spoofing is also stealing one’s identity from the website. You won’t know if somebody already knows your account number by imitating the website where your e-mail account is located.
7. To prevent identity theft take some precautions when it comes to your credit and debit cards. Always keep your credit cards in a secured place. When using it in paying, make sure that you give it properly and get it immediately to and from the cashier because you can be distracted by the person next to you in line.
8. Secure your ATM cards also. When you withdraw from your ATM, secure the card properly. Prevent yourself from being a victim of skimming. This is the process where the machine can be able to get the details of your transaction.
Sad to say but there are thousands of people who became the victim of identity theft. A lot of times, other people don’t have any idea about this crime. Now is the to get yourself aware of this before it will be too late. Practice these methods to prevent identity theft.
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4 Ways to Protect You From Identity Theft
Everybody has received one of those crappy emails looking to steal your passwords and personal data. Those kinds of emails characterize for having a subject line like: “We are going to close your Account”, “Your account have just been blocked”, “Please Help me claiming my money”.
Where to Find Identity Theft Information
If your identity has been stolen and you are looking for identity theft information, you are unfortunately a little too late. The best thing you can do to stop your identity being stolen is to be proactive and prevent it before it ever begins. Identity theft is the fastest growing crime in America and whether you know it or not, you may already have been a victim. We all know that we should take care of our Social Security number, because that is the real key to our identity. That number determines our credit worthiness, our social benefits, and even how much we will make in retirement. You need to protect this number at all costs. You can also find more information from other resources:
* Your local police department will have at least one officer, if not an entire department, dedicated consumer fraud including the theft of identities. They can give you lots of tips on how to prevent this crime from occurring and what to do after the event.
* You can get information from the three major credit reporting agencies. Although they may not be particularly helpful after an identity crime has occurred, they do have plenty of information that can help you prevent the crime.
* Your state and the federal government have websites that are fully dedicated to theft of identities and online criminal activities. By finding out the many ways that thieves are trying to get your money and get your identity, you will be better able to protect yourself.
Perhaps the best resource for identity theft information is a company that provides identity theft protection. Their business is to protect you from having your personal information becoming compromised and they can provide you with software and tips to prevent it from happening in the first place.
how to avoid credit card fraud and Identity theft?
Identity theft is a huge problem in today’s society. 1 in 20 adults are being victimized by identity theft. It is the fastest growing crime today, scary.
I have found that LifeLock is the best precaution you can take against identity theft. It only cost 10/month and protects your money up to a million dollars.




