How Do I Avoid Identity Theft

Posts Tagged ‘Cyber Security’

Proven Tips, Tools, and Tactics and Other Security Measures to …

April 11th, 2010 |

The Internet serves as an incredible tool for educators and students to communicate, research information, and learn. The widespread availability of computers and connections to the Internet provides everyone around-the-clock access to information, credit and financial services, and shopping.

Unfortunately, there exist individuals who exploit the Internet through their criminal activities and other harmful acts. Cybercriminals use creative measures to gain unauthorized access to your computer and then use that access to steal your identity, commit fraud, or even launch cyber attacks against others.

Staying safe online is no longer a given, but a necessary extracurricular activity. Here are nine security measures you can employ immediate to protect yourself, your family, and your business. By following the recommended cyber security measures outlined here, you can limit the harm cyber criminals can do not only to your computer, but to everyone’s computer. However, keep in mind that there is no single cyber security measure or technological solution that will prevent their cybercrime. These recommended cyber security measures highlight that using a set of common-sense precautions that include Internet habits as well as technology solutions can make a difference.

The National Cyber Security Alliance recommends eight measures. To that, I have added an additional. They are practical steps, in no particular order, you can take to stay safe online and avoid becoming a victim of fraud, identity theft, or cyber crime.

1. Protect your children online. Implement parental control tools that are provided by some Internet Service Provider (ISPs) and available for purchase as separate software packages. Remember: No program is a substitute for parental supervision. Also check your browser to see if it would allow you to set some parental controls. (Internet Explorer allows you to restrict or allow certain web sites to be viewed on your computer, and you can protect these settings with a password. To find those options, click Tools on your menu bar, select Internet Options, choose the Content tab, and click the Enable button under Content Advisor.)

2. Back up important files regularly. No system is completely secure. If you have important files stored on your computer, copy them onto a removable disc, and store them in a secure place in a different building than your computer. If a different location isn’t practical, consider encryption software. Encryption software scrambles a message or a file in a way that can be reversed only with a specific password. Also, make sure you keep your original software start-up disks handy and accessible for use in the event of a system crash.

3. Protect your valuable personal and financial information. Don’t open unsolicited or unknown email messages. If you do get an email or pop-up message asking for personal information, don’t reply or click on the link in the message. To avoid opening such messages, you can turn off the “Preview Pane” functionality in email programs, and you can set your default options to view opened emails as plain text to avoid active links or pop-ups in the messages. Most importantly, do not

to respond to solicitations for your personal or financial information.

If you believe there may be a need for such information by a company with whom you have an account or placed an order, contact that company directly in a way you know to be genuine. Never send your personal information via email because email is not a secure transmission method.

4. Use strong passwords or strong authentication technology to help protect your personal information. To further increase the security of your online identity and to help protect you from account hi-jacking, take advantage of stronger authentication tools wherever available. This may take the form of two-factor authentication – the combination of a password or PIN number (something you know) with a token, smart card, or even a biometric device (something you have).

Stronger authentication can also come from a behind-the-scenes identity-verification process, which uses various data to establish whether or not a user is genuine. Ask your bank, your regular online retailers, and your Internet Service Provider (ISP) if they offer stronger authentication tools for more secure transactions.

5. Know who you’re dealing with online. Every day, millions of computer users share files online, either as email, documents, or photos. File-sharing can give people access to a wealth of information, including music, games, and software. You download special software that connects your computer to an informal network of other computers running the same software. Millions of users could be connected to each other through this software at one time. Often the software is free and

easily accessible, but file-sharing can have a number of risks.

(a) If you don’t check the proper settings, you could allow access not just to the files you intend to share, but also to other information on your hard drive, like your tax returns, email messages, medical records, photos, or other personal documents.

(b)In addition, you may unwittingly download pornography labeled as something else. Or you may download material that is protected by the copyright laws, which would mean you could be breaking the law.

Therefore, downloading file-sharing software is not advisable and could place your personal information and computer at risk. If you do decide to use file-sharing software, set it up very carefully. Take the time to read the End User License Agreement to be sure that you’re sharing files legally and that you understand the potentially high risk of any free downloads. For example, some license agreements include an agreement to allow spyware to be installed on your machine.

Although the Internet basically provides a positive and productive experience, cyber-attacks against our personal privacy and security are reaching epidemic proportions. These attacks are occurring in our own homes and businesses. Our own computers are being used are being used as zombies to attack other people, businesses, and even our nation itself. As an average Internet user, you may not be aware of these threats nor have any idea about the dramatically increasing risks you face when connected to the Internet.

On a campaign for internet safety awareness and protection, my mission is to bring critical awareness to individuals, families, and small business owners, and to provide access to the necessary tools and ongoing expertise to secure your computer and help you stay protected.

I invite you to join the many thousands of others who have tested their computers, discovered these threats are real, and taken the necessary steps to protect themselves.

Now that you have become aware of these issues, I encourage you to share this vital information with your families, friends and communities. Together, we can reach many millions of people and inform them about the threats to their privacy and security, and help them get the protection they desperately need.

Remember: When you say “No!” to hackers and spyware, everyone wins! When you don’t, we all lose!

Etienne A. Gibbs, MSW
http://www.articlesbase.com/internet-articles/proven-tips-tools-and-tactics-and-other-security-measures-to-stay-safe-online-part-1-of-2-131413.html

Posted in how do i avoid identity theft |

Tags: Creative Measures, Cyber Attacks, Cyber Crime, Cyber Criminals, Cyber Security, Cybercrime, Extracurricular Activity, Harmful Acts, Information Credit, Internet Explorer, Internet Habits, Internet Service Provider, National Cyber Security Alliance, Parental Control Tools, Parental Controls, Parental Supervision, Security Measure, Security Measures, Sense Precautions, Technological Solution |

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Cyber Security & Identity Theft - What Everyone Should Know About Cyber Security & Identity Theft

February 11th, 2010 |

Author: ID Theft PRO

Does your computer have appropriate cyber attack protection? Are you personal and financial sensitive information safe and guarded from cyber crime? If unsure please continue reading this article.

Posted in how do i avoid identity theft |

Tags: Amp, Computer Protection, Cyber Attack, Cyber Crime, Cyber Security, identity theft, Security Computer |

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New York Highlights Data Privacy Day | Gov Monitor

January 29th, 2010 |

Author: ID Theft PRO

Governor Paterson Proclaims January 28, 2010 Data Privacy Day in New York State.

Governor David A. Paterson and several New York State agencies are today joining with government officials from across the United States and 27 European countries, privacy professionals, academics, legal scholars, representatives of international businesses, and others to promote understanding of privacy best practices and rights through the observance of National Data Privacy Day.

As part of the commemoration, Governor Paterson issued a proclamation declaring January 28, 2010 Data Privacy Day in New York State. Governor Paterson noted that the New York State Consumer Protection Board (CPB), the State’s Chief Information Officer/Office for Technology (CIO/OFT) and the State Office of Cyber Security and Critical Infrastructure Coordination (CSCIC) are all working to protect residents from identity theft and to address consumer and business concerns regarding data privacy and security issues.

More than 1.1 million records of New York State residents were impacted by over 400 data breaches in 2009, highlighting the need for vigilance among all entities that handle personal identifiable information in our State,” said Governor Paterson. “We are committed to providing important information and resources to help businesses avoid data breaches, and assisting thousands of consumers who have fallen victim to identity theft.

New York’s participation in the National Data Privacy Day underscores our dedication to protecting the privacy and personal information of our residents.”

Nationally, more than 342 million records containing sensitive personal information have been involved in data breaches from 2005 – 2009, according to reports by the Privacy Rights Clearinghouse. Identity theft is the most common consumer fraud complaint in the United States affecting approximately ten million Americans each year. New York State is sixth per capita in identity theft complaints in the nation.

“The Consumer Protection Board is pleased to join Governor Paterson and other State agencies in helping to reduce data breaches, educate the public on privacy best practices and lessen the risk of identity theft,” said CPB Chairperson and Executive Director Mindy A. Bockstein. “Enhancing personal privacy is one of our top priorities as our sensitive and identifying information is a valuable asset worthy of protecting from misuse.”

For this year’s commemoration, the CPB is focusing on the growing problem of medical identity theft – - what it is, what to look out for, how to avoid it, and ways to fight back. The CPB is also launching an initiative called “Exercise Your Options,” which will inform consumers about privacy options such as opting out of “pre-approved” offers, reducing telemarketing calls by signing up for the Do Not Call Registry, monitoring their credit history by obtaining free credit reports, and more.

The CPB has a wealth of resources for consumers on how to safeguard their personal information, including an Identity Theft Prevention and Mitigation Program in which trained personnel are available to assist New York State residents in dealing with the threat and consequences of this crime. The CPB also has valuable resources for the business community.

These include the video “Anatomy of a Data Breach: What Your Business Needs to Know” and the CPB’s highly acclaimed Business Privacy Guide.

Anatomy of a Data Breach, the Business Privacy Guide and numerous resources can be accessed on the CPB’s website at: www.nysconsumer.gov.

Cyber security tips, webcasts, videos and guidebooks can be found on CSCIC’s website at www.cscic.state.ny.us/cscorner/news. New York’s information technology guidelines and related resources can be obtained at www.oft.state.ny.us.

Melodie Mayberry-Stewart, Ph.D., New York State’s Chief Information Officer and Director of the Office for Technology said, “The Office of the Chief Information Officer /Office for Technology (CIO/OFT) plays a central role in protecting data and assets for New York State. CIO/OFT operates four mainframe data centers where several mission-critical applications are hosted. Data Privacy Day serves as a vital reminder of how important managing a wealth of information in a secure and responsible way is. New York State will continue to implement “best practices” in the industry regarding data privacy and security.”

William F. Pelgrin, CSCIC Director said, “As cyber security threats increase in volume and complexity, continued vigilance is required to safeguard private and sensitive information from unauthorized access. User awareness at all levels is a central component in helping identify and mitigate data breach risks. CSCIC is pleased to join Governor Paterson and our State agency partners in recognizing Data Privacy Day and educating the public about data protection strategies.”

The CPB, established in 1970 by the New York State Legislature, is marking its 40th anniversary as the State’s top consumer watchdog and think tank.

The CPB’s core mission is to protect New Yorkers by publicizing unscrupulous and questionable business practices and product recalls; conducting investigations and hearings; enforcing the “Do Not Call” law; researching issues; developing legislation; creating consumer education programs and materials; responding to individual marketplace complaints by securing voluntary agreements; and, representing the interests of consumers before the Public Service Commission and other State and federal agencies.

Topics: academics, business, Business Privacy Guide, Chief Information Officer, CIO, CPB, cyber security, data breaches, data privacy, Data Privacy Day, Economy, EU, Europe, Governance, government, government officials, Governor Paterson, i.d. theft, ICT, id theft, identity, identity theft, Identity Theft Prevention, information, legal scholars, New York, Office for Technology, OFT, personal information, privacy professionals, security, technology