Archive for January, 2010
New York Highlights Data Privacy Day | Gov Monitor
Governor Paterson Proclaims January 28, 2010 Data Privacy Day in New York State.
Governor David A. Paterson and several New York State agencies are today joining with government officials from across the United States and 27 European countries, privacy professionals, academics, legal scholars, representatives of international businesses, and others to promote understanding of privacy best practices and rights through the observance of National Data Privacy Day.
As part of the commemoration, Governor Paterson issued a proclamation declaring January 28, 2010 Data Privacy Day in New York State. Governor Paterson noted that the New York State Consumer Protection Board (CPB), the State’s Chief Information Officer/Office for Technology (CIO/OFT) and the State Office of Cyber Security and Critical Infrastructure Coordination (CSCIC) are all working to protect residents from identity theft and to address consumer and business concerns regarding data privacy and security issues.
More than 1.1 million records of New York State residents were impacted by over 400 data breaches in 2009, highlighting the need for vigilance among all entities that handle personal identifiable information in our State,” said Governor Paterson. “We are committed to providing important information and resources to help businesses avoid data breaches, and assisting thousands of consumers who have fallen victim to identity theft.
New York’s participation in the National Data Privacy Day underscores our dedication to protecting the privacy and personal information of our residents.”
Nationally, more than 342 million records containing sensitive personal information have been involved in data breaches from 2005 – 2009, according to reports by the Privacy Rights Clearinghouse. Identity theft is the most common consumer fraud complaint in the United States affecting approximately ten million Americans each year. New York State is sixth per capita in identity theft complaints in the nation.
“The Consumer Protection Board is pleased to join Governor Paterson and other State agencies in helping to reduce data breaches, educate the public on privacy best practices and lessen the risk of identity theft,” said CPB Chairperson and Executive Director Mindy A. Bockstein. “Enhancing personal privacy is one of our top priorities as our sensitive and identifying information is a valuable asset worthy of protecting from misuse.”
For this year’s commemoration, the CPB is focusing on the growing problem of medical identity theft – - what it is, what to look out for, how to avoid it, and ways to fight back. The CPB is also launching an initiative called “Exercise Your Options,” which will inform consumers about privacy options such as opting out of “pre-approved” offers, reducing telemarketing calls by signing up for the Do Not Call Registry, monitoring their credit history by obtaining free credit reports, and more.
The CPB has a wealth of resources for consumers on how to safeguard their personal information, including an Identity Theft Prevention and Mitigation Program in which trained personnel are available to assist New York State residents in dealing with the threat and consequences of this crime. The CPB also has valuable resources for the business community.
These include the video “Anatomy of a Data Breach: What Your Business Needs to Know” and the CPB’s highly acclaimed Business Privacy Guide.
Anatomy of a Data Breach, the Business Privacy Guide and numerous resources can be accessed on the CPB’s website at: www.nysconsumer.gov.
Cyber security tips, webcasts, videos and guidebooks can be found on CSCIC’s website at www.cscic.state.ny.us/cscorner/news. New York’s information technology guidelines and related resources can be obtained at www.oft.state.ny.us.
Melodie Mayberry-Stewart, Ph.D., New York State’s Chief Information Officer and Director of the Office for Technology said, “The Office of the Chief Information Officer /Office for Technology (CIO/OFT) plays a central role in protecting data and assets for New York State. CIO/OFT operates four mainframe data centers where several mission-critical applications are hosted. Data Privacy Day serves as a vital reminder of how important managing a wealth of information in a secure and responsible way is. New York State will continue to implement “best practices” in the industry regarding data privacy and security.”
William F. Pelgrin, CSCIC Director said, “As cyber security threats increase in volume and complexity, continued vigilance is required to safeguard private and sensitive information from unauthorized access. User awareness at all levels is a central component in helping identify and mitigate data breach risks. CSCIC is pleased to join Governor Paterson and our State agency partners in recognizing Data Privacy Day and educating the public about data protection strategies.”
The CPB, established in 1970 by the New York State Legislature, is marking its 40th anniversary as the State’s top consumer watchdog and think tank.
The CPB’s core mission is to protect New Yorkers by publicizing unscrupulous and questionable business practices and product recalls; conducting investigations and hearings; enforcing the “Do Not Call” law; researching issues; developing legislation; creating consumer education programs and materials; responding to individual marketplace complaints by securing voluntary agreements; and, representing the interests of consumers before the Public Service Commission and other State and federal agencies.
Topics: academics, business, Business Privacy Guide, Chief Information Officer, CIO, CPB, cyber security, data breaches, data privacy, Data Privacy Day, Economy, EU, Europe, Governance, government, government officials, Governor Paterson, i.d. theft, ICT, id theft, identity, identity theft, Identity Theft Prevention, information, legal scholars, New York, Office for Technology, OFT, personal information, privacy professionals, security, technology
Becoming A Target Of Identity Theft Is An Awful Experience | All …
Millions of US citizens and billions of individuals throughout the planet are victims of identity theft every year. These targets have to waste a year or more and more or less $1500 to clear their names and restore their credit score.
Since identity theft does not show any signs of being stopped soon, early discovery is the only key that can impede you from becoming a target. Consequently, you would not want somebody messing up your credit history that you have labored so hard for, or find out that your savings account has been drained and your credit cards limit has been hit.
For an identity thief, obtaining your personal details is painless enough. It can be as innocuous as someone looking through your garbage, pinching mail from your mailbox, watching over your shoulders when you punch in your pin numbers at an ATM, or sending emails that appear as if it is from a valid corporation and then sending you to a phishing web site to gather your private information.
Information that identity thieves search for is your Social Security Number, complete name and address, bank account and credit card numbers, and further personally identifiable information. After they obtain all your personal information, these identity thieves can afterward commit identity fraud or further crimes in your name.
Next are several sure signs that you are an Identity Theft victim.
While examining your credit reports, you discover that there are some extra charge cards from businesses you do not have a financial relationship with.
Debts are beginning to display on your credit report and you find yourself being denied new credit.
You’re getting bills from recent credit card accounts that you didn’t open.
You see a number of charges in your credit card statement that you did not even approve.
You are receiving telephone calls from debt collectors that you know naught about.
You may not know it yet but you might be an identity theft victim by now. If you are starting to detect these things and you believe that there is fraud involved, you need to report the identity theft straight away. Firstly you have to report the incident to the fraud division of the three credit bureaus, then report the crime to your neighborhood law enforcement officials, and finally you will need to scrutinize your credit reports no less than once each month.
In order to avoid being an unknowing victim of identity theft, you need to make sure that you take several steps for Protection against Identity Theft.
Credit Cards – To begin with scrutinize your credit card statements closely; better still is to switch from paper statements that you just get once a month to an online paperless statement that you can verify often. Remember that a thief does not need your physical credit card to make purchases; they only require your credit card number, full name, expiry date, and the 3 digit security number on the backside of the card to make purchases by phone or online.
Bank Accounts – The same is true for your bank account statements; analyze them and in addition switch over to online statements.
Credit Reports – Acquire your credit reports no less than once a year and verify every last detail on them to be alert for any suspect activity. Seeing that you can acquire free credit reports from each of the 3 credit reporting bureaus once a year, request one every four months from a distinct bureau each time.
Becoming a victim of identity theft is an awful occurrence; identity thieves may be spending all your capital to buy luxury goods and you are the one that has to pay the bills. Not only are they receiving your funds that you toiled so hard for, they are what’s more destroying your credit score that took you years to develop.
Find out useful advice in the sphere of internet marketing – make sure to study the web site. The time has come when proper information is really at your fingertips, use this chance.
Wallet Slimming Tips
One of the serious problems encountered by millions of people in the US is identity theft, and a prime way through which identity is stolen is via pick pocketing wallet. In other words, identity theft mostly occurs when thieves steal wallet containing in it most critical information such as credit card, debit card, ATM cards, driver’s license, and social security card number. The consequences of wallet theft as well as identity theft are quite distressing and it may affect you in a number of ways, from piling up your credit account to losing your job as well as reputation
Identity Theft of the Deceased? Steps You Can Take to Prevent Identity Theft of Deceased Family
I have seen an 5-year-old’s identity used by criminals for financial gain, and I have seen an 85-year-old’s used for the same - I have also seen someone no longer living whose identity was stolen to use for criminal purposes. All of these were unfortunate and taxing on the families dealing with the victimization of a loved one by identity theft. However, I feel the “grave robber” identity thief scenario to be one that is somewhat more disturbing; one who steals certainly stoops to a low level, but robbing the dead takes on another baseless level of moral turpitude….
Identity Theft is a Huge Problem in the Modern World
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