Archive for November, 2009

PostHeaderIcon Avoid Thefts, Scams And Cons On Vacations And Holidays …

Whenever you travel on commercial air flights, or by trains and buses, you have to go through either an airport, train station, or bus station. This can present problems for unsuspecting travelers who are on vacations or holidays, because these are the places where pickpockets and thieves love to operate. There are many things that you can do to avoid becoming a victim when traveling on vacation and holiday, most of which are common sense. Here are some travel tips that can help.

Do not wear jewelry or an expensive looking watch as that is just an invitation to be robbed.

Wear a money belt under you shirt or blouse to help foil pickpockets or robbers. It is a good idea to put your things in a Ziploc bag and then put the bag in your money belt. The reason for this is that the money belt and the items in it will get soaked from your perspiration, especially in hot climates, and this will keep them dry. Do not open up your money belt in public to take out cash, traveler’s checks, or credit cards.

Before leaving on a vacation or holiday, it may be worth it to sew a few pockets on the inside of your slacks, skirts, or underclothing where you can hide some spare cash when you are out and about for the day. If you are carrying traveler’s checks, cash, or credit cards on your person, divide them up and put them in different pockets. That way if any pickpocket is successful, he or she won’t get everything. It also makes sense to use a safety pin to make each pocket opening smaller so that a pickpocket will have difficulty pulling anything out of your pockets without you feeling it.

When you notice a number of children gathering around you in the street and causing a commotion, you are likely being targeted by pickpockets who are using children to distract you. If a few of the locals start a shoving and yelling match near you, they might be a diversion for a pickpocket. Another distraction is to have someone fall down in front of you. When you stoop over to help them, the pickpocket goes to work. A variation involves a couple of thieves working together, one dropping some ice cream, ketchup or mustard on one of your shoulders and then distracting you by pointing to the mess and helping you to wipe it off. The other pickpocket then goes into action.

Pickpockets prefer to target men with their wallets temptingly exposed in their back pockets, as well as obese people because they are less likely to feel their pockets being picked. You must be especially vigilant in airports, bus and railroad stations and watch your luggage, camera, and laptop like a hawk as they can disappear in second. Keep in mind that pickpockets love tourists, especially when they are in large crowds.

Always be alert when you wear a backpack. A thief could slash the bottom of it, spilling the contents all over the street where he and his partners quickly grab your possessions and run away in different directions.

Usually most muggings occur at night and not in a busy, bustling area of the city. If you are held up by an armed robber, do not argue or resist. Just give them what they want and be thankful that you don’t get hurt. Whatever they take can be replaced and is not worth risking your life over.

After reading Bob Arno’s book on how people can avoid thefts, cons, and street scams, we felt that it would be a valuable book for anyone who goes on vacation, or travels for business, to also read. It is full of information and photos that show you how many scams work. There is no limit as to what criminals can think of to steal and rip-off from unsuspecting tourists.

Bob is one of the world’s foremost authorities on street crime, scams, and identity theft. If you are interested in learning more on how to protect yourself and your loved ones when on vacations and holidays as well as in your own city or town, you may want to read his book, “Travel Advisory! How to Avoid Thefts, Cons, and Street Scams While Traveling”. It may be available at your local library.

He has been interviewed on MSNBC, CNN, ABC’s 20/20, The Travel Channel, The Learning Channel, Discovery Channel, and has articles written about him in The New York Times, USA Today, National Geographic Traveler, Fortune Magazine, and Time Magazine.

His book is full of humor, true stories, as well as many photos of street scam artists and pickpockets in action. In our opinion, his book is great resource, and a must-read for anyone who would like to know how to protect themselves and their family when traveling, as well as in their own home town.

To quickly grab cheap flights and luxury cruises at really great discounts, whenever you want to enjoy a

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PostHeaderIcon Benefits Buzz: ATMs could make you a victim of identity theft

“Progress always involves risks. You can’t steal second base and keep your foot on first.” —Frederick Wilcox


ATMs could make you a victim of identity theft
Nov 24, 2009

You could find yourself to be a victim of identity theft simply by using an ATM. Second-hand ATMs have been showing up on Craigslist and Ebay and one person was able to get 1,000 credit card numbers from it.

Robert Siciliano, a data security expert told Fox News that he purchased an ATM after searching Craigslist for $750 from a bar owner looking to liquidate assets.

Once he had the ATM in his possession he asked a hacker friend to look over the owner’s manual for him and discovered he was able to retrieve 1,000 credit card numbers from the machine’s memory.

Fox is running a series on the story and is offering tips on how to avoid devices that skim the information from the strip on your card and cameras that record your PIN number.

According to the Fox report there isn’t much you can do if you have used an ATM that for one reason or another is later sold.

The best you can do is to only use bank-branded ATMs at actual banks or avoid using ATMs that look out of place. Also check to see if it looks as though it has attachments, they could be designed to steal your information.

Mr. Siciliano said to Fox, “I just couldn’t believe I could go on Craigslist and buy an ATM machine. It shouldn’t be that easy.”

Anyone in the U.S. and Canada can own an ATM, even criminals.

Lynn Lionhood
www.greatworkplan.com/lynnlionhood

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PostHeaderIcon Beware of Identity Theft this Black Friday and Cyber Monday! | The …








From shoes and jeans to computers and grills, many items will be on sale come Black Friday and Cyber Monday-don’t let your identity be one of them! The No. 1 crime in America, identity theft runs rampant during the holiday season.

An identity is stolen every three to four seconds. Yours will not be one of them if you follow these tips, courtesy of Scott Stevenson, Founder and CEO of Eliminate ID Theft, an identity theft protection and credit-monitoring agency.

Beware of Skimming – During the holidays, stores use temporary workers to accommodate the shoppers who crowd the malls. These workers often go through a much-less thorough screening process than full-time, salaried workers. Often paid hourly at a minimum wage, these workers can be lured by the promise of quick money that skimming credit card numbers offers.

- Know what a skimmer looks like. Google Images has plenty of pictures. Skimmers are small machines that look similar to other credit card technology, and thus can easily be overlooked even when used out in the open.

- When possible, use cash. That way, you won’t be a target of identity fraud.

Be on the Lookout – From an experienced thief to a proprietary teenager, anyone can steal a credit card number and use it to ruin your finances and credit.

- Watch to make sure no one copies down your card numbers. Shred all receipts, as many of these contain credit card expiration dates, as well as the last four digits of the card numbers.

Protect Your Information – The National Retail Federation estimated that nearly half of consumers would shop online in 2007; more than 61 million people would do so from work, potentially spreading their financial information on more than one computer.

- Erase all cookies. Make sure no one can sit down at your computer and access your information.

- Use a shredder. Destroy old credit card bills and opt out of unsolicited credit card offers (www.optoutprescreen.com ). This reduces the chance of someone sifting through trash and discovering your personal financial numbers. //www.optoutprescreen.com>

Think Before You Click! E-mails containing links to online stores often contain phishing software that records your personal information as you type. Find reputable online stores using a search engine, such as Google, and add these stores to your favorites so you don’t have to trust e-mail advertisements.

Look for the Lock, the padlock that is. This icon at the bottom of an Internet window, along with the “http” or “https” at the beginning of a Web site, denotes security. Other indications that a site is trustworthy include notations from TRUSTe, Verisign, The Better Business Bureau and McAffee Secure. Additionally, when a site has Extended Validation SSL (a higher level of security) the address bar turns green and the organization’s name is displayed to show that it’s been certified. You can also check to see if the company is Visa CISP (Cardholder Information Security Program) compliant.

Use Temporary Credit Card Numbers, provided upon customer request by many credit card companies, for online shopping. Even legitimate Web sites sometimes get hacked into; by using a temporary credit card number, you can avoid thieves racking up additional charges on your regular card.

Avoid Fakes. Some shopping sites that offer deep discounts really are too good to be true. These sites allow you to add items to your virtual shopping cart and enter your payment information upon check out, just like any reputable site, except the products never arrive-they never existed in the first place, and now the criminals have your money and your personal information! When possible, order through well-known sites like Amazon.com, eBay.com and Yahoo. Check to see if smaller sites have contact information that connects you to a live person, rather than just an online form. If a company skimps on contact information, it might be a sign to steer clear.

Shop in Private from your personal computer rather than one at work, a friend’s house, a hotel or the airport. You never know what cookies or hacking tools may accidentally be on public computers, and you don’t want your information stored where others can see it.

The Plus Size Mommy





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PostHeaderIcon Prevent Identity Theft and Avoid a Privacy Invasion: Identity …

Protection from identity theft involves lifestyle changes that enable one to accomplish privacy living.

Identity Theft Tips:

1. Use a Trust Checking Account instead of a bank account held in your name. For high-level privacy utilize Hall’s Dual Trust Account Principle.

2. Use private mail. An offshore mailing address will help prevent idtheft.

3. An Identity thief will not know how to link your home to you when you enhance home privacy and keep home ownership information out of privacy invasive databases.

Grant Hall’s Privacy Crisis; Identity Theft Prevention Plan and Guide to Anonymous Living will provide identity theft help and identity theft insurnace (self insurance) for all who need protection from identity theft.

Thank you and continue to check our blog for new identity theft articles.

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PostHeaderIcon Internet and Your Identity - 3 Tips to Fight Identity Theft

Advancement in technology comes with it an increased opportunity for thieves to steal your identity. They try really hard and does not stop until they are successful. Internet is a very luxurious area where one can have your identity stolen anytime.

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